Real Estate

$400,000 Homes in Indiana, Virginia and New York

Indianapolis | $399,900

A 1946 Cape Cod-style house with three bedrooms and two bathrooms, on a 0.3-acre lot

This property is on a tree-lined street abutting Broad Ripple Park; the backyard gate opens into the park, where walking trails offer views of the White River. It is a few blocks from the small businesses, restaurants and big-box retailers on Broad Ripple Avenue, and from a shopping center with a Target and a Lowe’s. A Saturday-morning farmers’ market that operates year-round is about a mile away. Broad Ripple High School is a five-minute drive.

Downtown Indianapolis is about 20 minutes away. Driving to Cincinnati or Louisville, Ky., takes about two hours.

Size: 3,002 square feet

Price per square foot: $133

Indoors: A paved path leads from the driveway to steps that rise to the entrance.

The front door opens into a sunroom with windows facing the street and side yard. From there, another door opens into a foyer with hardwood floors that continue into a living room with backyard-facing windows and a fireplace set in a wall of exposed brick.

Through an arched doorway is a dining room with a wall of built-in storage. The adjacent kitchen has white cabinetry, stainless steel appliances and a new tile backsplash and floors.

The second level, reached from stairs between the living and dining rooms, is configured as one large primary suite, with room for a king-size bed; a sitting area off the bedroom; a walk-in closet; and a bathroom with a separate tub and shower.

The other two bedrooms are off the living room. They share a bathroom with a combined tub and shower.

A washer and dryer are in the unfinished basement.

Outdoor space: The brick patio behind the house has a built-in fire pit and is big enough to hold a grill and dining furniture. The backyard beyond is framed by mature trees. The attached garage has two parking spots.

Taxes: $4,092 (estimated)

Contact: Britt Booram, Indy Urban Advisors, @properties, 317-289-1419;

Richmond, Va. | $400,000

A four-bedroom, two-bathroom Colonial Revival house built in 1900, on a 0.1-acre lot

This house is in Barton Heights, a neighborhood less than 10 minutes by car from downtown and the Virginia State Capitol. Virginia Commonwealth University, which enrolls more than 21,000 undergraduate students, is about five minutes away. A public elementary school and Battery Park, which has a recreation center, sports fields, a pool and a playground, are also nearby.

Driving to Charlottesville takes a little over an hour. Washington is about two and half hours away.

Size: 1,943 square feet

Price per square foot: $206

Indoors: A low brick wall separates this property from the sidewalk, and a paved path leads to the covered front porch.

The door opens into a living room with a decorative fireplace, a midcentury-style starburst chandelier and street-facing windows. Through a wide doorway is a dining room with a bay of side-yard-facing windows.

At the back of this level is an updated kitchen with butcher-block counters, a stainless steel range and a farmhouse-style sink. A bathroom with a stall shower is also in this part of the house.

Stairs near the entry lead to the second floor, passing an original stained-glass window along the way. The primary bedroom, at the top of the stairs, has a walk-in closet and another decorative fireplace. There are three more bedrooms on this level, one currently used as a den. They share a full bathroom off the main hallway. A laundry room is also on this level.

Outdoor space: The patio behind the house faces a backyard landscaped with grass, mature trees and hedges, and surrounded by a wood fence. The property includes a small wooden storage shed.

Taxes: $4,368 (estimated)

Contact: Justin Owen, The Steele Group, Sotheby’s International Realty, 804-400-5809;

Saugerties, N.Y. | $399,000

A 1920 Craftsman bungalow with two bedrooms and one bathroom, on a 0.2-acre lot

This house was recently updated with a new kitchen and the removal of vinyl siding hiding the original wood facade. It is less than half a mile from Main Street and within walking distance of coffee shops, a distillery and restaurant, and a movie theater. Saugerties Village Beach, on the banks of Esopus Creek, is about five minutes away by car. The Saugerties Lighthouse, perched above the Hudson River, is about 10 minutes away.

Driving to Albany takes less than an hour. Crossing the Massachusetts state line into the Berkshires takes just over an hour. New York City is about three hours away.

Size: 1,302 square feet

Price per square foot: $306

Indoors: The entrance to this home is from a covered, elevated porch with room for a couple of chairs.

The front door opens into a living room with high ceilings and original window moldings. (The house has been used as a short-term rental, and all of the furnishings, including the bright orange sofa in the living room, are available to buy.)

Through a wide doorway is a dining room with a rattan pendant light fixture. From there, a short hallway leads to the kitchen at the back of the house, which has white cabinetry, stainless steel appliances, a greenhouse window over the sink and sliding-glass doors that open to the rear deck.

Both bedrooms and an updated bathroom with a combined tub and shower are off the dining room. The primary bedroom has enough space for a queen-size bed and a desk. The second bedroom overlooks the backyard.

Stairs in the kitchen lead up to a loft with wide-plank pine floors. This space is currently used as a sleeping area, but could be a playroom or home office.

Outdoor space: The deck behind the house is surrounded by a wood railing. It steps down to a grassy backyard enclosed by a wood fence, with space for gardening around the perimeter. The driveway has room to park two cars.

Taxes: $6,001 (estimated)

Contact: Megan Jo Collum, Country House Realty, 845-382-3862;

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